Commercial insurance is one of the most important investments a business owner can make, as it can be instrumental in protecting a business from potential loss caused by unforeseen and unfortunate circumstances. This insurance can provide valuable protection against such things as theft, property damage, and liability. It can also provide coverage for business interruption and employee injuries. A business owner who chooses to operate a business without insurance puts his enterprise at risk of losing money and property in the wake of an unfortunate event. In some situations, a business owner may even place personal money and property at risk by failing to secure adequate coverage.